Preserving Your Estate

Studies show that 60% of new wealth is lost by the second generation and 90% is gone by the third. Even a well-executed estate plan can cause major fault lines within the family structure. Equius Partners helps overcome these odds primarily in three ways:

1. Legacy Planning

To define and preserve your legacy so that it passes to people and causes you care about most, we direct you and your family through a thoughtful and structured planning process that helps you articulate the principles that have defined your family’s culture, shaped your life, and created your wealth. This process recognizes that while money is important, it is only one of the resources that support and perpetuate your family’s legacy.

2. Investment Strategy

Based on these insights, we customize an investment plan that adheres to a sound and timeless investment philosophy and promotes your personal and financial goals.

Portfolios with highly concentrated stock positions or higher risk strategies (such as hedge funds, private equity, and venture capital) at their core almost always underperform simple market benchmarks over time. These types of portfolios also introduce such negative elements as illiquidity, lack of transparency, high costs, excessive leverage, and unnecessary complexity, all of which your heirs and your chosen charities are forced to struggle with in the event of your death. In addition, portfolios concentrated in low-risk fixed income securities are unlikely to provide real (net of inflation) growth for future beneficiaries.

At Equius, your portfolio will be very broadly diversified among the global financial markets using index mutual funds and institutional-level “asset class” funds. Our goal is to significantly reduce, if not eliminate, the uncompensated risks of "active" management and leave your heirs or your selected charities with a fully transparent, manageable, and timeless investment process.

3. Education

The best guarantee of securing future prosperity is your family’s dedicated adherence to a sound investment process.

We work with you, your heirs, and your designated charities to ensure that everyone is on the same page and aware of the agreed-upon investment goals and strategies. Through financial education, you can be certain that your family is equipped to handle your wealth and preserve your legacy in your absence. This process informs and counsels you and your family and develops in all of you the commitment to an investment process that transcends the vagaries of any era.

To improve yours odds of success, we stand as committed fiduciaries who will manage your estate with strict adherence to a prudent and diversified investment philosophy.